Non-lucrative visa, 2026
Main requirements
| Item | Figure |
|---|---|
| Income for main applicant€28,800/year; IPREM frozen at €600 | €2,400/month |
| Each dependant€7,200/year | +€600/month |
| Health insuranceSpanish-authorised, no co-payments or waiting periods | Full private cover |
| WorkIncludes remote work | Not allowed |
| First permitThen renewals | 1 year |
Who it suits
Retirees with pensions, people living on rental income, dividends or savings. UK state and private pensions count as passive income.
Where you apply
Usually at the Spanish consulate for where you live legally, before you move. Allow time for criminal record certificates, medical certificates and translations.
Accommodation
Consulates generally want to see where you will live: title deeds or a rental contract. Owning a home in Torrevieja or on the Orihuela Costa covers this.
Tax residency
Living in Spain more than 183 days a year makes you tax-resident, which the non-lucrative visa effectively requires for renewal. Take cross-border tax advice before you move.