Move · Visas

Visa requirements for buying a home in Spain

Buying a home in Spain no longer gives you residency. Here are the routes that do, with the 2026 income thresholds.

Updated September 2026 · General information, not legal or tax advice

Main residency routes, 2026

Non-EU applicants

ItemFigure
Golden visa (property)Ended 3 April 2025Closed
Non-lucrative visa400% of IPREM; +€600 per dependant; no work€2,400/month
Digital nomad visa200% of 2026 SMI; remote work for non-Spanish clients€2,849/month
Visa-free staysSchengen rule90 days in 180
Thresholds are main-applicant minimums. Consulates may expect more.

The golden visa has gone

Spain’s investor residence route for property purchases of €500,000 or more closed on 3 April 2025. You can still buy at any price; it simply doesn’t come with a permit.

Non-lucrative visa: for retirees and those not working

You prove passive income or savings of at least €2,400 a month (€28,800 a year) in 2026, plus €600 a month for each dependant, hold full private health insurance, and don’t work in Spain, including remote work. See the non-lucrative visa.

Digital nomad visa: for remote workers

For employees or freelancers working for companies or clients mainly outside Spain. The 2026 minimum is about €2,849 a month. See the digital nomad visa.

EU citizens

EU/EEA nationals don’t need a visa. If you stay more than three months, you register as a resident and show means and health cover.

Owning a home helps the application

A property you own or a long lease is proof of accommodation for most residency applications. Buying doesn’t replace the visa itself.

Keep reading

Related guides

Questions

Visa requirements for buying a home in Spain: common questions

Can I get residency in Spain by buying a property?

Not since 3 April 2025, when the golden visa ended.

What visa do I need to live in my Spanish home?

Non-EU citizens usually use the non-lucrative visa (not working) or the digital nomad visa (remote work).

How much income do I need for the non-lucrative visa in 2026?

€2,400 a month (€28,800 a year) for the main applicant, plus €600 a month per dependant.

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